Health Insurance
The Missouri Chamber of Commerce and Industry (MCCI) and the Missouri Chamber Federation (MCF) have teamed up with Anthem Blue Cross and Blue Shield in Missouri to create a health program that can lead to more rate stability and is a smart solution that offers potential savings for groups with 50 or fewer eligible employees.
This self-funded medical offering called the MCF Benefit Plan is a multiple employer welfare arrangement (MEWA). MEWAs enable smaller employers to join together to share in the overall claims risk. By being part of a larger, self-funded pool, employers have financial protection backed by Anthem’s stop loss coverage.
In addition to financial protection, this innovative alternative offers:
Competitive medically underwritten rates
Fixed, predictable monthly payments
A variety of plan designs, including 10 PPO and three HSA options
Anthem’s Blue Access, Blue Access Choice, Blue Preferred networks and Traditional Open formulary
Coverage for claims run-out / terminal liability coverage
